In today’s world, financial inequality continues to grow at an alarming rate. A 2020 United Nations report highlighted that 1.3 billion people across 107 developing countries face severe deprivation in health, education, and living standards due to their financial situations. These individuals remain excluded from the formal economy, trapped by circumstances that limit their access to platforms, products, and services that could empower them to improve their lives.
Historically, institutional and corporate systems have exacerbated this divide, with capital, technological, and legislative barriers making it unfeasible or unprofitable to serve the lower end of the market. However, recent advances in fintech are dismantling many of these barriers, opening up new opportunities for banks, financial service providers, and emerging challengers to tap into this underserved market. Beyond the ethical and humanitarian benefits of democratizing access to financial services, this shift also represents a massive business opportunity.
One of the pivotal technologies driving this transformation is blockchain, renowned for its low operating costs and scalability. While numerous blockchain projects have emerged, focusing on creating pathways for individuals to spend, save, and transfer money, some of the most promising use cases lie within the investment space.
At the forefront of this revolution is the World Blockchain Bank, www.worldblockchainbank.io leveraging its advanced Real World Asset (RWA) tokenization platform in partnership with the Blockchain International Corporate Registry Authority, recognized as the Real World Asset Tokenization Enterprise of the Year 2024 in the Global Business Awards.
https://www.blockchaintrust.pro/post/real-world-asset-tokenization-enterprise-2024
Our platform empowers individuals to access investment opportunities previously reserved for the wealthy, allowing them to invest in a wide range of asset classes—whether real-world or digital, traditional or alternative—through fractional ownership.
“World Blockchain Bank’s RWA platform enables the tokenization of equity in virtually any asset,” explains our team. “This allows for the fractionalization of ownership into millions of micro-shares, making investment accessible to a broad base of retail investors who are typically excluded from the market.”
Our platform goes beyond mere tokenization. We’ve developed a suite of fintech solutions that streamline customer onboarding with simplified KYC and AML processes, facilitate direct fiat deposits and withdrawals, and support a secondary OTC desk for the resale of micro-shares. All of this is built on a sustainable, eco-friendly blockchain with zero gas fees, designed to support millions of fractional investment accounts efficiently.
Moreover, our Blockchain Legacy Trust Initiative https://www.worldblockchainbank.io/family-legacy-program provides each family member with 1,000,000 World Blockchain Bank Tokens (WBBT) as start-up capital, valued at $50,000, alongside a 50% annual profit share, equally divided among all World Blockchain Bank members for life.
Since our official launch, World Blockchain Bank has gained significant traction. We’re collaborating with major financial institutions to tokenize equity in various assets, including listed shares, ETFs, and alternative investments. Our clients are utilizing our platform to offer investments in diverse asset classes such as whiskey barrel yields, rare collectibles like Rolex watches, carbon credits, and clean energy projects. The possibilities extend even further, encompassing funding debt, investing in agricultural or mining yields, and acquiring equity in sports teams, franchises, or real estate.
The issue of financial inequality isn’t confined to emerging markets. The same UN report points out that the wealth gap is widening globally, with 10.5% of the U.S. population—about 34 million people—living in poverty. Access to real estate, a highly sought-after asset, is becoming increasingly exclusive, as skyrocketing property prices in major cities prevent millions from investing.
“Our property micro-investment platform addresses this challenge head-on,” our team emphasizes. “By enabling individuals to purchase fractional shares in properties, we provide an affordable and accessible entry point into the real estate market. This solution has universal relevance, democratizing access to real estate investments in both established and emerging markets.”
Though still in its early stages, World Blockchain Bank’s RWA platform is poised to transform the financial landscape. As more institutions, banks, and financial service providers adopt our blockchain technology, broad-based micro-investment opportunities will become accessible to retail investors worldwide, ushering in a new era of financial inclusion.
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